To Whom It May Concern: U. S. Home Protective Assoc., Inc.   Vilas Realtors Inc. has been using U.S. Home for their home warranties since 2001. We highly recommend U.S. Home for they respond to any service needed by our clients in a timely manner; they offer a higher paid expense / reimbursement to our Agents than any other home warranty program available; if at any time Vilas Realtors Inc. contacts Mr. Bill Moser, President of U.S. Home, he responds A.S.A.P.. which in itself, alone, is enough reason to recommend U.S. Home.   Sincerely,   Matthew J Vilas President / Broker               Mr. Bill Moser U. S. Home Protective Assoc., Inc.   Dear Bill:   In November of 1999, I started selling your home warranty product exclusively. Initially, I was impressed with two features of your warranty. First, the provision which allows the home owner the ability to select the contractor of their choice. Secondly, the coverage is not prorated based on the age of the appliance or system in question.   I now have 15 months and 45 sold warranties worth of experience. And, I am very pleased with your product and with your very helpful and courteous staff.   I am always cautious in recommending a company because my clients' satisfaction with that company is a reflection on me. In my more than 25 years in the real estate business, my goal has been to provide the best service possible. U.S. Home Protective Association, Inc., is a company that I am happy to recommend.   Sincerely,   William C. McCabe, Jr., Realtor RE/MAX Showcase Realtors             William S. Moser, President U.S. Home Protective Association, Inc.   Dear Mr. Moser,   At the suggestion of our real estate agent, I recently purchased a warranty policy from your company. The policy was to provide coverage for my daughter's condominium at Ohio State Medical School. At the time we purchased the condo, I didn't see much value to home warranty coverage. However, one week after my daughter moved in, the water heater had to be replaced.   I was very pleasantly surprised by how quickly and easily the claim adjustment process went. The claims people were very cordial and the payment was received within a very short time after I submitted the bill from the plumber.... A stressful situation for my daughter was made much less so by your organization.   Once again thank you for your assistance in this matter. You may rest assured that U.S. Home Protective Association will receive high marks whenever I have the opportunity to discuss the value of your home warranty policy with my personal contacts.   Very truly yours, Myers-Reese Insurance Agency, Inc.   James R. Reese, CPCU, CLU             RE: U. S. Home Protective Association, Inc.   To Whom It May Concern,   The First Realty Group of Preble County has been working with U. S. Home Protective Association, Inc. for approximately six months. We had previously worked with another warranty company prior to U. S. Home Protective Association, Inc. that had many middle men and not enough decision makers.......   Bill Moser had proven to us in a very short period of time that U. S. Home Protective Association, Inc. offers quick and courteous service to home owners. This practice has established clients that are happy with the home warranty service they have received and reflects well upon First Realty Group for referring our clients to U. S. Home Protective Association, Inc.   Debbi Hornbrook First Realty Group